Cmas to Karen Ness

See post about Julie's env. -- explains env to Karen:

https://snailmailingmadness.blogspot.com/2023/12/ummmday-made-julie-w.html

Did her name in a tree shape, adding on her last name at the end. (messed up my pp uncial though. Grrrr.) Also messed up the N a bit. But it also looks like it was done on purpose, to emphasize the last name!

With insert. (again, tree shape attempt -- Merry & Bright!)